Wishing You a Bright New Year
|
|
As we look forward to brighter beginnings in the new year, we are proud to be by your side. As your credit union, you can continue to count on us to be there for you. Our promise to you each day is to help you save more, earn more, and lead the life you want with convenience and optimism. Here's to fresh beginnings!
Wishing you and yours a happy, healthy, and bright year ahead!
|
|
|
We hope you will join us virtually at our 82nd Annual Meeting. Registration is now open.
Prior to the meeting, registrants will receive our Annual Report and the meeting agenda. Due to the virtual format, we will be unable to take questions during the meeting. We ask that all questions be submitted ahead of time. Please submit your questions by April 1, 2021.
You can view this year's nominees here.
|
|
At Jovia Financial Federal Credit Union, we want to be friendly, innovative, streamlined, convenient, inventive, diverse, welcoming, and your choice as your primary financial institution! Jovia’s website includes the following Vision and Mission Statements.
Our vision is to be the financial institution of choice based on value, convenience, and innovation. How do we get there?
|
|
Brighter Banking on Your Schedule
|
|
Banking is easy, safe, and convenient with Jovia’s Online and Mobile Banking services.
Check out all you can do from your computer, tablet, or smartphone anytime day or night.
|
|
|
- Check your account balances, pay bills, and transfer funds
- Deposit checks with your mobile device in the Jovia Mobile Banking App
- Use Zelle® to send money
- Set up Card Controls and alerts for your Jovia debit and credit cards
- Keep track of your FICO® Score
|
|
|
|
Need to visit a Jovia branch? Not a problem! Schedule an appointment prior to your visiting a branch. No appointment is needed for teller transactions or to use our coin machines.
|
|
Make Your House Feel More Like Home
|
|
Is it time to show your house some love?
Use the equity in your home for all your home improvement projects. So, whether you’re ready to remodel your kitchen, add a bathroom, or finish the basement, you can choose can from a line of credit, a fixed-rate loan, or even a combination of both to fit your needs.
Borrow up to $500,000 based on the equity of your home.
|
|
|
|
A Jovia Home Equity Line of Credit offers:
- No closing cost options*
- Low rates and generous amounts
|
|
|
|
*No closing cost requires initial minimum draw.
|
|
|
Are you thinking about a new home in the new year? Buying real estate will likely be one of the largest investments you make. Whether it’s your first home or your dream home; each purchase is unique and may have you asking questions like, how do mortgages work? How do I apply for a mortgage? Understanding the key factors of the mortgage process can eliminate the guesswork so you can apply and buy with confidence.
|
|
|
Get Money When You Need It
|
|
Do the appliances need an upgrade? Have an emergency repair?
Whether you're ready to make a major purchase, need to pay an unexpected bill, or consolidating expenses, a personal loan from Jovia gives you the cash you need for almost anything.
|
|
|
|
A Jovia Personal Loan offers:
- Low fixed rates and generous loan amounts
- Flexible terms up to five years to work within your budget
- Apply online in less than five minutes!
|
|
|
It's Tax Time!
We're preparing your tax forms and all tax statements will be mailed by January 31st.
Register for paperless statements in Online or Mobile Banking to receive an email when your tax forms and other important documents are ready to view and download.
|
|
|
5 Factors That Could Impact Your
2020 Tax Filing
|
|
|
|
Who could have imagined a year like 2020? Among the many life circumstances impacted by the coronavirus were the finances of millions of people due to unemployment, stimulus payments, investment withdrawals and more. It begs the question…how will all those changes affect income taxes?
|
|
|
|
Factors That Could Impact Your 2020 Tax Filing
- STIMULUS PAYMENTS
- UNEMPLOYMENT PAYMENTS
- TAX-DEFERRED CONTRIBUTIONS
- INVESTMENT WITHDRAWALS
- REQUIRED MINIMUM DISTRIBUTIONS
|
|
|
Managing your financial future can be tough enough without adding the uncertainties of global events, changing legislation, and confusing tax laws. Contact a Jovia Investment Services financial professional to help guide you in the right direction and consult with a tax professional to ensure you cover all the bases. Call Jovia Investment Services at 516-714-2052 to set up a no-cost, no-obligation consultation with one of our advisors.
|
|
Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.
FR-3371357.1-1220-0123
|
|
Jovia Scholarship Opportunities
|
|
Scholarships for High School Seniors
Jovia’s Family Scholarship offers $3,000 to eligible high school seniors
Accepting applications now through May 1st.
> Learn more and apply
|
|
|
Scholarships for College Students
Jovia’s College and Community College Scholarships award $3,000 to selected undergraduate and graduate students who are enrolled in an accredited college, community college, or associate’s degree program.
Accepting applications now through April 15th.
> Learn more and apply
|
|
|
All Jovia offices will be closed:
Monday, January 18, 2021
Martin Luther King, Jr. Day
Monday, February 15, 2021
Presidents' Day
Save the Date:
Thursday, April 22, 2021
82nd Virtual Annual Meeting
6:00 pm
Register Today
|
|
|
|
|
|
