Jovia Financial Credit Union
July 2020

Our Annual Meeting is Going Virtual

Monday, August 10, 2020 - 6:00 pm
Great news. Our 81st Annual Meeting has been rescheduled for Monday, August 10, 2020 at 6:00pm. As a result of the pandemic, this will be a “virtual meeting”. If you would like to attend, please register below by July 24th.

After you register, you will receive a digital copy of our Annual Report and you'll have the ability to ask questions ahead of time. One week prior to the meeting, you will receive instructions on how to attend along with the meeting agenda.
Register Now
People Helping People- 2.	A MESSAGE FROM GEORGE PAPAIOANNOU, PH.D., VICE-CHAIRMAN, BOARD OF DIRECTORS
"When the coronavirus pandemic came to our country, it shut down the little and big pieces of our lives one after the other. As time went on, we knew we were entering a new perilous world. One of the important pieces of life is financial security."
Read More

It’s a Great Time to Review Your Mortgage Options

What are your options?


RefinancingLower your monthly payment or shorten the length of your existing loan by refinancing. You could save thousands of dollars over the life of your loan.
Buying a home: Get pre-approved before you shop so you know how much house you can afford. We offer a wide variety of mortgage options to meet your financing needs including no-closing cost options^ to save you money.

Plus, with our online mortgage center, it takes as little as 15 minutes to apply for a Jovia mortgage from your mobile phone, tablet or computer.

 
Apply Today!
^Jovia Financial does not charge closing costs on the no-closing cost option. Member is still responsible for certain mortgage settlement costs. Contact the Credit Union for further information.

Meet Jovia’s Interactive Teller Machines (ITMs)

Jovia's Interactive Teller Machines have been around for a few years now. But, if you haven't met one of our Interactive Tellers yet, it's quite similar to meeting with a teller inside the branch or at the drive-up! Our Interactive Tellers are real people based in Uniondale, NY and can complete a number of transactions like deposits, transfers, loan payments and more. Check out the video below to see how it works. Then, go visit them yourself. They'll be happy to see you!
Using our interactive teller machines (ITMs)

Put Your Home’s Equity to Work


Jovia gives you the financial flexibility to borrow on your terms. Offering lines up to $250,000 based on the equity in your home with no closing costs.

Use your home equity line for:
• Home improvements
• Debt consolidation
• Planned or unexpected expenses
• College tuition payments
Learn More
No closing cost option requires initial minimum draw.

Get Financially Fit with our Online Seminar Series

Brought to you by
located at Jovia Financial Credit Union

Check out what's coming in July! 

  • How to Weather a Bear Market
    July 8th @ 6:00 pm EST
  • The Return of Conservative Investing
    July 15th @ 6:00 pm EST
  • Social Security & Your Retirement
    July 22nd @ 6:00 pm EST
  • Women and Investing
    July 29th @ 6:00 pm EST
Check out our full seminar series at: jovia.financial/events
Space is limited so please make your reservations today.
Questions? Give Lillian Pabst a call at 516-714-2052 or email at [email protected]. We look forward to seeing you virtually!
Learn More and Register
Unable to attend but would like more information?
Call Lillian Pabst at 516-714-2052 to set up a complimentary appointment with one of our advisors.
Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.
FR-3133802.1-0620-0722


These workshops are for educational purposes only and is not investment advice. If you need advice regarding your financial goals and investment needs, contact a financial advisor. All guarantees are based on the claims-paying ability of the issuer. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. MEMBERS® is a registered trademark of CMFG Life. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state, and may not be available in all states or through all broker/dealers. Asset allocation and diversification do not guarantee a profit or prevent a loss. See your prospectus for details about your investment options and refer to the fund prospectus for information on specific investment objectives. Variable annuities are sold by prospectus only. You can obtain a prospectus by contacting your financial advisor or the insurance company. Read it carefully.

Important Dates

(Virtual) Annual Meeting

Monday, August 10, 2020
6:00 pm 
Click Here to Register
All Jovia offices will be closed:
Saturday, July 4, 2020
Fourth of July
Monday, September 7, 2020
Labor Day
Monday, October 12, 2020
Columbus Day

Named Forbes 2019 Best in State Credit Union

1000 Corporate Drive, Westbury, NY 11590
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