Jovia Financial Credit Union
November 2020

Open the Door to New Possibilities

If your home is worth more than you owe, you can use the equity in your home to borrow up to $500,000 for debt consolidation, home improvements, college tuition payments, and more.
Plus, you have the option to convert all or part of your line to a fixed rate loan at a competitive rate.
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Home Sweet Home

Buy your first home or your dream home with a mortgage from Jovia. Our mortgage representatives can help you find the solution to best fit your needs. Plus, we’ll give you an idea of the type of home you can afford so you can hit the ground running.

Find a house and make it a home.
If you purchase your new home with a mortgage from Jovia Financial Credit Union before December 31, 2020 and close by April 1, 2021, you will get a $250 Home Depot Gift Card.1
Apply for a Jovia mortgage in just 15 minutes or less from your mobile phone, tablet or computer and take advantage of:
  • A variety of mortgage options to fit your financing needs
  • Competitive rates
  • First-time homebuyer programs
  • Low down payment options
  • No closing cost option^
Apply Today!
^Jovia Financial does not charge closing costs on the no-closing cost option. Member is still responsible for certain mortgage settlement costs.

Give the Gift of a Jovia Membership

The gift that keeps on giving.
Share the gift of a Jovia membership with friends and family! When they join and open a Go Green checking account with a minimum of $100 before December 31st, you’ll each get $50.3
Share access to great credit union benefits:
  • Lower rates on loans
  • Higher earnings on deposits
  • Convenient online and mobile banking services
  • Access cash fee-free at over 55,000 ATMs
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Free Checking that Pays

Go Green Checking can earn you 1.5% APY* on balances up to $25,000 so you can keep more of your hard-earned cash, all while avoiding those pesky bank fees.
Plus, your first order of checks is free, and you can get up to $20 in monthly ATM fee rebates if you need to use out-of-network ATMs.*
Go green, get green.
Open a first-time Go Green Checking account with direct deposit of $100 and you'll get a $150 cash bonus.4

Hurry! This offer ends December 31, 2020.
Learn More

A Bright Future Begins with Savings

Learning how to save and spend responsibly can help your kids lay the foundation for future financial success. We offer two great youth programs that teach kids how to manage money:
Dollar Dog Kids Club Account
  • For kids ages 10 and younger       
  • $5 minimum to open
  • Earn 1% APY on your entire balance

Elements Teen Club Account

  • For pre-teens and teens ages 11-17
  • $5 minimum to open
  • Earn 1% APY on your entire balance
Start them off saving and get a gift card!
If you open any first-time Youth Account with $100 before December 31st, you’ll receive a $25 Amazon Gift Card2!
Schedule an appointment at your local Jovia branch to get your kids started!
Learn More

Calling all College Students! 

Do you know a college student who could use some extra money for college?

Jovia's College and Community College Scholarships award $3,000 to selected undergraduate and graduate students who are enrolled in accredited college, community college or associate degree programs.

Accepting applications now through April 15, 2021.
Apply Today!

Congratulations to our $500 Grand Prize Winner!

Congratulations to Patricia McCarthy, who is the grand prize winner of Jovia’s Ready, Set, Go Back to School Giveaway. Patricia, an American Sign Language teacher at Massapequa High School, received a $500 Best Buy gift card. 
In addition, 20 teachers and 20 parents were randomly selected during our back to school giveaway prize drawing and each received a $100 gift card from either Target, Walmart, or Staples.
Congratulations to all our winners!
Life Lessons Gain the financial Knowledge you need to live the life you want to lead.

Setting up Savings Accounts

You work hard for your money, so whether you’re saving for a big-ticket purchase, preparing for unexpected expenses, or simply growing your savings for the future, a solid plan can help get you to your goals quicker. A frequently asked question when starting to save, is how many savings accounts should I have? Learn why you may need more than one savings account, how much money you should have in each, and how to set them up.
Read More

Important Dates

All Jovia offices will be closed:
Wednesday, November 11
Veterans Day

Thursday, November 26

Thursday, December 24
Christmas Eve
(Jovia closes at 1pm)

Friday, December 25
Christmas Day

Thursday, December 31
New Year’s Eve
(Jovia closes at 1pm)

Friday, January 1, 2021
New Year’s Day

Named Forbes 2019 & 2020 Best in State Credit Union

1000 Corporate Drive, Westbury, NY 11590