Jovia Financial Credit Union
June 2021

Rewards are better together.

Share the gift of Jovia membership with friends and family. When they join and open a Go Green Checking account with a minimum of $100, you’ll each get $50.2 It’s our way of saying “thank you” to you and “welcome” to our new member!
How it works:
  • Invite your friends and family to join Jovia and open their free account with your unique referral code.

Your referral code is: <<Test Referral_Code>>

  • Friends and family can join Jovia by opening their membership and checking account online, over the phone, or by appointment in a Jovia branch. They can enter your code into our online application or provide it to our friendly team over the phone or in a branch. The code ensures that you receive your referral reward!
  • Once your friend or family member opens their account and meets the checking requirements, you will each receive your $50 reward!
Learn More

Do more and pay less.

Whether you’re seeking low-interest rates or a rich rewards program, a Jovia Credit Card gives you flexibility and convenience. Choose the card that’s right for you so you can do the things you want to do.

Jovia Visa® Advantage Card

Keep your balances under control with great everyday low rates.
  • 1.99% APR on purchases and balance transfers for the first 12 months
  • No annual, balance transfer, or foreign transaction fees
  • Card alerts to manage spending and protect against fraud

Jovia Visa® Signature Elite Card

Earn as you spend to make shopping even more rewarding.
  • Earn 1.25 points for every dollar. Use the points for travel merchandise, gift cards or cash
  • Spend $2,000 during the first three months, you’ll get an additional 20,000 points!¤
  • No annual, balance transfer, or foreign transaction fees
  • Card alerts to manage spending and protect against fraud
Apply Today!

Easy access to your FICO® Score when you need it

Your FICO® Score is a three-digit number based on information in your credit report. It is one of the many tools that lenders use when reviewing a loan application. It can affect how much you can borrow, have many months you have to repay, and your interest rate.
Knowing your FICO® score helps keep you in control so you can apply for loans with confidence and avoid surprises. Jovia members can access their FICO® Score quarterly through online banking or the Jovia mobile app.
To access your FICO® Score within online banking:
  • Sign into online banking with your username and password
  • Navigate to Additional Services within the menu
  • Select FICO® Score
To access your FICO® Score from the mobile app:
  • Sign in with your username and password
  • Tap More from the menu
  • Select FICO® Score

Not enrolled in Online or Mobile Banking?

Get started today

Tell Us About Your Travel Plans!

Complete our Travel Notification Form in online banking prior to your trip to ensure that you can use your Jovia Debit and Credit Cards while traveling.
  • Login to Online Banking
  • Select "Travel Notification” from the “Tools & Resources” dropdown

Take your credit union with you when you travel.

Enjoy banking convenience when you’re away from home. Make deposits, withdrawals, and payments at thousands of credit union branches through our Shared Branch network and get cash at over 55,000 surcharge-free ATMs worldwide. Just look for the Allpoint logo!

Plus, if you have a Go Green Checking account and meet the account requirements, we'll reimburse you up to $20 per month for any out-of-network ATM fees you may incur.

Find a Location Near You

Prepare for a healthy financial future with our Online Seminar Series.

See what's coming in June!

The Three Transitions to Retirement
June 2nd @ 6:00 pm EST

Social Security & Your Retirement
June 9th @ 6:00 pm EST

Income for Life
June 16th @ 6:00 pm EST
How to Weather
a Bear Market

June 23rd @ 6:00 pm EST

Rollover Planning
June 30th @ 6:00 pm EST
Register Today
Questions? Unable to attend but would like more information?
Call Lillian Pabst at 516-714-2052 or email at [email protected] for assistance or to set up a complimentary appointment with one of our advisors.
Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.

These workshops are for educational purposes only and are not investment advice. If you need advice regarding your financial goals and investment needs, contact a financial advisor. All guarantees are based on the claims-paying ability of the issuer. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries, and affiliates. Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. MEMBERS® is a registered trademark of CMFG Life. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state and may not be available in all states or through all broker/dealers. Asset allocation and diversification do not guarantee a profit or prevent a loss. See your prospectus for details about your investment options and refer to the fund prospectus for information on specific investment objectives. Variable annuities are sold by prospectus only. You can obtain a prospectus by contacting your financial advisor or the insurance company. Read it carefully.

Mortgage Tips

Confused about applying for your very first mortgage? Don’t be. Jo from Jovia has the tips you should know. Learn about rates, costs, fees, types of mortgages, and more. Jo’s got lots of great info so check out the video!  
Watch the video to learn more.
Ready to get started? When you purchase a new home with a mortgage from Jovia, you will receive a $250 Home Depot Gift Card1. It’s a housewarming gift from us to you!
Learn More
* Offer available for new and existing Jovia members from October 1, 2020 through December 31, 2021. All loans are subject to credit approval. Refinances not eligible. Members will receive gift cards electronically at email address provided 30 days after closing. Gift card is limited to one per loan application while supplies last. Loan must close by March 31, 2022 to be eligible. Existing loan applications submitted prior to the promotional period do not qualify. The Home Depot is a registered trademark of Homer TLC, Inc.

What can I use a personal loan for?

Have you thought about applying for a personal loan, but you’re unsure what you can use it for? You’re not alone. Personal loans are flexible and can be used for just about anything.
Some common examples:
  • Major purchases
  • Refinance loans or consolidate debt
  • Home improvements
  • Medical bills
  • Unexpected expenses
  • Wedding expenses
Find out how a personal loan can help you financially.
Learn More
Important Dates:
Monday, July 5, 2021
Jovia will be closed in observance of
Independence Day

Named Forbes 2019 & 2020 Best in State Credit Union

1000 Corporate Drive, Westbury, NY 11590